Human fetish for gadgets is simply never ending. Take for instance, a person from a lower income group, and randomly check on the kind of mobile phone he or she uses, you will be simply shocked to know that, perhaps he or she might be having a much more advanced phone than you thought or gauged.
With incredible financial policies like, installments, trade discounts, insurance, etc, people find it even easier to indulge in their favorite gadgets that they can simply show off. Gone are the days, when people used telephones just for the sake of its highly revered utility; now it has become more of a symbol. Cell phones are expensive gadgets and therefore insurance companies cover for loss or damage or any specific reason.
Here are some reasons why you need an insurance policy -
1. Research shows that 228 cell phones get stolen in UK every hour. The only solution to protect the mobile phone owner in this context is to have a mobile phone insurance policy.
2. Since an expensive Smartphone is the most common option for a phone, it is prudent to get a mobile phone insurance, because it certainly covers any damage on the phone because of dropping, hitting, or other needs.
3. A cell phone insurance policy is certainly way more comprehensive than the manufacturer’s warranty. While the later only covers defects in the cell phones, the former is more extensive and goes into considering minute details. Also when your manufacturer’s warranty has expired, a cell phone insurance comes your rescue.
These insurance policies are a good cover for almost all unscrupulous situations and provide a rather extensive protection for any eventuality. However, the most important thing to consider is to choose the most appropriate insurance that will suffice your needs and expectation.